How quickly can I get a bridging loan?

Some lenders can make fast decisions, but funds are only released once the valuation and legal work are complete. Your broker will give you a realistic timeline for your company's case.

What can I use a bridging loan for?

Companies use bridging finance to buy commercial or investment property quickly, to buy at auction, for refurbishment, or to bridge a short-term business funding gap. It isn't available on a property you or your family live in.

What is an exit strategy and why does it matter?

An exit strategy is how your company will repay the loan, for example by selling a property or refinancing to longer-term commercial finance. Lenders need a clear, credible exit before they approve bridging finance.

What interest rates do bridging loans charge?

Rates depend on the lender, the property, how much you borrow against it and your company's circumstances. Bridging rates are usually quoted monthly. Your broker will confirm the full cost in writing before you commit.

Is property required as security?

Bridging loans are usually secured against commercial or investment property owned by the company. Some lenders may consider other assets as additional security. Your broker will explain what each lender requires.

Who is this service for?

UK limited companies, LLPs and PLCs only. It isn't available to sole traders, partnerships or individuals.

Bridging Finance for UK Limited Companies

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What?

What is a bridging loan?

A bridging loan is short-term finance that bridges a funding gap while longer-term finance is arranged or an asset is sold. Companies often use it when timing is critical, such as when buying commercial or investment property.

Bridging finance through this service is for limited companies, LLPs and PLCs only, and isn't available on a property you or your family live in.

Why?

Why use a commercial finance broker?

Bridging lenders differ a lot in their rates, terms and the exit plans they'll accept. Compare Commercial doesn't compare lenders or give advice. We pass your enquiry to one FCA-authorised commercial finance broker, who works with specialist lenders and can look for options that suit your company's plans.

How?

How to get matched with a bridging finance broker

Fill in the short form

Tell us your company name, how much you need to borrow and what it's for, then add your contact details. It only takes a couple of minutes.

We pass on your details

We don't compare lenders or give advice. We simply pass your details to one FCA-authorised commercial finance broker, who will call you as soon as possible during business hours.

Talk through your options

The broker will talk you through your company's options. From here you deal with the broker directly, and there's no obligation to go ahead.

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Frequently asked questions

Bridging Loan FAQs

Common questions about bridging finance for UK limited companies.

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