How quickly can I get a bridging loan?

Some lenders issue same-day decisions and release funds within 3 to 5 working days of completing legal and valuation requirements — making bridging one of the fastest forms of commercial finance.

What can I use a bridging loan for?

Bridging loans are used for property purchases before a sale completes, auction finance, refurbishment, development funding gaps and business cash flow.

What is an exit strategy and why does it matter?

An exit strategy is your plan to repay the loan — such as selling a property or refinancing to a mortgage. Lenders require a clear and credible exit before approving bridging finance.

What interest rates do bridging loans charge?

Rates typically range from 0.4% to 1.5% per month depending on loan-to-value ratio and borrower profile. Monthly rates are quoted rather than APR due to the short-term nature.

Is property required as security?

Most bridging loans are secured against property with loan-to-value ratios up to 75%. Some lenders consider alternative assets as additional security.

Compare Bridging Loans UK | Compare Commercial

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What?

What is a bridging loan?

A bridging loan is short-term finance — typically lasting 1 to 24 months — designed to bridge a funding gap while a longer-term solution is arranged or an asset is sold. Commonly used in property transactions when timing is critical.

Why?

Why should I compare bridging loan lenders?

Bridging loan rates vary from 0.4% to over 1.5% per month — the wrong lender can add thousands in unnecessary interest costs. Comparing specialist lenders ensures competitive rates, appropriate terms and a workable exit strategy.

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Compare bridging loans in 3 simple steps.

Fill in the short form

Tell us your loan amount and purpose along with your timeline — takes under two minutes.

Receive your options

A bridging finance expert will call you within 5 minutes (during UK business hours) to match you with the most suitable lenders.

Access your funds fast

Bridging funds can be released in as little as 3 to 5 working days from a completed application — far faster than traditional commercial mortgages.

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Frequently asked questions

Bridging Loan FAQs

Common questions about bridging loans — rates and eligibility for UK businesses and property investors.

Fast Business Bridging Finance from £25,000 to £25 Million

What is the primary purpose of the bridging loan?

How much do you need to borrow?

What is your planned exit strategy?

When do you need the funds?

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