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  • Private medical insurance from £25/employee/month — tax-efficient benefit

  • Skip NHS waiting lists — treatment when and where your team needs it

  • Attract and retain better people with a health benefit they actually value

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What?

What is business health insurance?

Business health insurance (also called group private medical insurance or PMI) covers the cost of private medical treatment for your employees — giving them faster access to diagnosis, specialist consultations, and treatment than the NHS can typically provide. Policies can also include dental cover, optical cover, mental health support, and employee assistance programmes (EAPs). As a business expense, premiums are corporation tax deductible, making it a highly tax-efficient employee benefit.

Why?

Why do businesses offer health insurance?

NHS waiting times are at record levels — an employee waiting months for a consultant appointment or surgery is not at their best, and the impact on productivity and morale can be significant. Business health insurance gets your team the treatment they need quickly, reducing long-term absence and demonstrating that you genuinely invest in their wellbeing. In a competitive recruitment market, PMI is consistently cited as one of the most valued employee benefits.

compare

Comparing business health insurance quotes through Compare Commercial is simple.

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Fill in the short form

Tell us about your business, the number of employees you want to cover, their age profile, and the level of cover you are looking for — from core inpatient cover to comprehensive outpatient and dental plans.

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Receive tailored quotes from health insurance specialists

We match you with specialist health insurance brokers who understand group schemes. You receive competitive quotes with clear explanations of what each policy covers.

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Choose your policy and invest in your team

Select the right level of cover and your broker arranges everything — including the employee communications and onboarding process. Your team can typically start using their benefit within days.

Smarter choices for your business.

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Frequently asked questions

Business Health Insurance — Frequently Asked Questions

Common questions from employers comparing business health insurance options.