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Buildings and contents cover for offices, retail units, warehouses, and workshops
Protect against fire, flood, storm, theft, and accidental damage
Compare quotes from specialist commercial property brokers across the UK
Commercial property insurance covers the cost of repairing or rebuilding your business premises if damaged by fire, flood, storm, vandalism, or other covered events — and typically covers the contents inside too. Unlike residential home insurance, commercial property cover is designed for the specific risks, values, and usage patterns associated with business premises, from high-street retail units and offices to industrial warehouses.
Business premises are often a company's largest single asset. Serious fire or flood damage could prevent trading for weeks or months — and without cover, the rebuild and replacement costs fall entirely on the business. Many commercial mortgage lenders require buildings insurance as a lending condition. Contents cover protects the equipment and stock your business depends on every day.
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