Cover for cars, vans, HGVs, and mixed fleets under a single policy
Save significantly versus insuring each vehicle separately
Named-driver or any-driver options tailored to how your team operates

Fleet insurance is a single policy covering multiple business vehicles under one contract — replacing the cost and complexity of individual policies for each vehicle. Available for businesses with two or more vehicles, fleet cover can include any mix of cars, vans, trucks, and specialist vehicles. One renewal date, one premium, one claims contact — and the ability to add new vehicles with a simple call rather than a new policy application.
Managing separate policies for each vehicle is time-consuming and expensive. Fleet insurance typically delivers material cost savings versus individual policies and makes fleet administration straightforward. Any-driver fleet cover also removes the need to update named drivers every time an employee uses a different vehicle — critical for businesses with a rotating pool of company cars or vans.
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Common questions from businesses comparing fleet insurance.
Most fleet policies require a minimum of two to five vehicles. Even a two-vehicle fleet benefits from a combined policy versus individual cover — and savings grow substantially as your fleet expands.
Yes — fleet policies can cover mixed fleets including cars, vans, minibuses, and HGVs under one policy. Finding a broker who specialises in your fleet composition is important, as premiums vary significantly between vehicle types.
Named-driver policies list specific employees as authorised drivers. Any-driver policies allow any employee with a valid licence to drive any fleet vehicle. Any-driver cover is more flexible and operationally simpler, particularly for businesses with high driver turnover.
Yes — fleet insurance is specifically designed for business use and covers employees driving company vehicles in the course of their work. Confirm your policy covers all relevant types of business use, including off-site and client visits.
Installing telematics devices, running driver safety programmes, improving vehicle security, and maintaining a clean claims record all contribute to lower premiums. Comparing fleet insurance quotes annually is also essential — pricing varies significantly between providers.