Up to 5% AER
FSCS-Protected Options
Flexible Access

A business savings account is a deposit account for company cash reserves offering higher interest rates than standard current accounts. Available in easy-access notice and fixed-term formats they let businesses earn a competitive return while maintaining appropriate liquidity.
Many UK businesses leave significant cash in low-interest or zero-interest current accounts — eroding purchasing power every year. Comparing business savings accounts can generate thousands of pounds of additional interest income on reserves that would otherwise sit idle.
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Common questions about business savings accounts interest rates and protecting your company cash.
FSCS protection covers up to £85,000 per institution for eligible UK businesses. Businesses with larger deposits should consider spreading across multiple institutions.
FSCS protection covers up to £85,000 per institution for eligible UK businesses. Businesses with larger deposits should consider spreading across multiple institutions.
Easy-access accounts allow withdrawals when needed — ideal for operational reserves. Fixed-term accounts lock money for 3 to 24 months for a higher rate, suited for funds you will not need.
Yes — most business savings accounts are available to limited companies sole traders partnerships and LLPs. You will need proof of business registration and director identification.
Minimums vary from no minimum at some digital banks to £25,000 or more at fixed-term providers. Easy-access accounts generally have lower minimums.