Up to 70% LTV
Fast Credit Decisions
Residential and Commercial

Development finance is specialist short-term property lending that funds the purchase and development of residential or commercial property projects. Unlike standard mortgages it is released in stages as each build phase progresses and repaid on completion through sale or refinancing.
Development finance rates, LTC ratios and monitoring requirements vary enormously between specialist lenders. Selecting the wrong facility can significantly erode your development margin — comparing ensures competitive rates and appropriate structure for your specific project.
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Common questions about development finance costs and funding property projects in the UK.
Interest is typically charged at 0.5% to 1.5% per month and is often rolled up so you make no monthly payments during the build. The full interest is repaid on sale or refinancing.
Interest is typically charged at 0.5% to 1.5% per month and is often rolled up so you make no monthly payments during the build. The full interest is repaid on sale or refinancing.
LTC is the percentage of total development costs the lender will fund — most lenders offer 70 to 75% requiring the developer to fund the remainder.
Full planning permission improves your terms significantly. Some lenders will consider outline planning or permitted development.
Development finance is repaid by selling completed units or refinancing to a commercial or buy-to-let mortgage. A clear credible exit strategy is essential for approval.