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Cover from £10/month — essential for consultants, advisors, and professional services
Quotes from brokers who specialise in your profession and understand your risk
Required by professional bodies, regulators, and clients across many sectors
Professional indemnity insurance (PI) protects your business if a client claims your advice, design, or professional services caused them financial loss. It covers the cost of defending the claim and any compensation awarded — which can be substantial even if the complaint is ultimately unfounded. PI is essential for consultants, accountants, architects, engineers, IT professionals, solicitors, marketing agencies, and any business that provides expertise for a fee.
A client does not need to prove negligence — only that they suffered a loss they attribute to your work. Defending even a baseless claim can cost tens of thousands in legal fees. Many professional bodies (including the ICAEW, RIBA, and Law Society), regulators like the FCA and SRA, and large client contracts require PI as a condition of practice or engagement.
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Answers to the questions professionals ask most about PI insurance.